"Gardening My Credit"? What's That??
Hey! You! Yes...YOU! The one that JUST opened a Self Lender account...or you...who JUST applied for a credit card... ...wait...or you, who JUST paid off a debt...*looks around*...and you too...who JUST used 10% of your credit card limit and paid it off in full on the due date... You will NOT see a huge increase right away! I constantly read posts about how "seeds" have JUST been planted...you've sprinkled about 2 teaspoons worth of water on them...and expected to see a 12 foot tall Oak tree within 30 days. "Gardening" your credit takes time
Gardening: after you've planted the seeds (applied for cards), you work on watering the them (utilizing the cards appropriately) so you can watch your credit grow and flourish #PatienceGrasshoppers 😁⏳😁